Financial Planning For Me looks at all the relevant components that are specific to you.
It is guaranteed to declutter your finances, give you clarity around your goals and a road map to help you achieve those goals.
Coleman Financial Planning will assess your needs and find a solution for you based on a fair analysis of the market.
What I Can Help You With
Income
Your income is your most important asset because it pays for your bills, rent, mortgage, savings, food and all your day to day spending. Financial Planning will identify what level of income you need to protect and the most appropriate way to do it.
Income Protection
There are many ways to protect your income. We will show you the most appropriate and tax efficient way of ensuring your finances are not impacted in the event that you are unable to work due to any illness or injury.
Mortgage Protection
Through a structured and open consultation process, we will demonstrate the most appropriate ways for you to protect your mortgage and because we provide advice on the basis of a fair analysis you get real choice and real value, we can guarantee to find you the most affordable cover in the market.
Cashflow
Cash flow modelling is at the heart of the Financial Planning process. By reviewing your current financial situation and projecting forward to future life events you will be able to implement simple changes now and avoid having to make difficult financial decisions in the future.
Previous Employer Pension Plans
Many people have left jobs where they had been paying into a pension plan. We will assist you in tracking down those pension assets and guide you through your options to help you take control of your retirement plans.
Pension Planning
At some stage in your life you may wish to stop working or at least reduce the time you spending working every week. By starting a plan for a retirement now you will reduce the gap in income from when you’re at work to when you retire.
Debt
By reviewing your loans, mortgages or any other form of debt you can make significant savings to you monthly outgoings.
Investment
Through a structured and open consultation process, we can identify what type of investment your funds or savings are suited to. This will give you peace of mind knowing that your hard earned money is working the way you want it to.
Serious Illness Cover
Serious Illness Cover is now more affordable than ever before and it covers a much more extensive range of illnesses. We will be able to demonstrate what level of cover you should have and the most affordable way to get you protected.
Saving
Financial Planning will help you achieve your short, medium and long term savings needs by mapping out what funds you require and when you are likely to need access to them.
Life Cover
Protecting your family or dependants in the event of your death is important but many people find it is hard to work out how much life cover is needed.
As part of our structured and open financial planning consultation, we will apply your unique financial circumstances to clearly demonstrate what type and amount of cover is needed for you.
Book Your Consultation
Call Us Today!