When I’m not at work, I’m Cycling!

Last year, in the height of another dreaded ‘lockdown’ I did what a lot of guys my age seem to do. I became a MAMIL (Middle Aged Man In Lycra)! As a kid I loved my BMX but for most of my life, cycling was always a means to an end. I enjoyed cycling to college or work...

Pensions & Tax Relief….How does it work?

How does the area of pensions and tax relief work? Bottom line is that the State will incentivize you to save for your retirement by allowing you save some of your gross salary (i.e. income before tax is applied) in to a pension plan. For example: How much tax relief...

Time, not timing, is important

This time last year, investment analysts were predicting a positive, albeit modest growth in the global stock market for 2021. Looking back now we can see that most experts were too conservative in their assessments. The Global Stock Market finished off the year 32%...